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Graduation Photo Cards - Russian School Graduation 2009 (Part-4) - XciteFun.net. The result of an application is mostly based on your credit score, although other factors are. There are many styles for everyone you know who's graduating. Getting a credit card is a fairly straightforward process that requires you to submit an application for a card and receive an approval or denial. Find out where you can get the best photo c. Huge crowds, long speeches and the expense of robes you wear only once.